Legal

Terms and Conditions

Last updated: 17 August 2026

By accessing and using the Shlama Asset Recovery website, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these Terms, please discontinue use of the website.

We may update these Terms from time to time by posting a revised version on this site. Your continued use of the website after changes are posted constitutes acceptance of the updated Terms.

Nature of our service

Shlama Asset Recovery helps former property owners identify and claim surplus funds following a foreclosure or tax sale. We are not a law firm and we do not provide legal advice. Nothing on this website creates an attorney-client relationship. Where a claim requires legal filing, it is prepared and filed by attorneys licensed in the relevant state.

We do not guarantee that surplus funds exist in relation to any particular property, or that any claim will succeed. Outcomes and timescales vary by county, by state and by case. You always have the right to pursue a claim yourself, directly with the county, at no cost.

SMS program description

Shlama Asset Recovery operates an SMS program that sends occasional promotional and non-promotional text messages, including surplus-fund notifications, property alerts, consultation reminders, case updates, and other information related to your inquiry or the services you requested through our website or contact forms.

You will only receive these messages if you explicitly opt in, for example by ticking an SMS consent box on our web forms and providing your mobile number. Both are optional.

After opting in, you may receive a confirmation such as:

You’re now subscribed to SMS updates from Shlama Asset Recovery. Expect occasional promotional and non-promotional texts like property alerts and reminders. Msg & data rates may apply. Reply HELP for help or STOP to unsubscribe.

Cancellations

You can cancel the SMS service at any time. Just text STOP to the number that is sending you messages. After you send STOP, we will send a confirmation SMS to let you know you have been unsubscribed, and you will no longer receive SMS messages from Shlama Asset Recovery. If you want to join again, simply sign up as you did the first time, or text START if available, and we will resume sending messages to you.

Help and support

If you are experiencing issues with the messaging program, reply HELP for assistance, or contact us directly:

Business name: Shlama Asset Recovery
Email: etho1451@gmail.com
Phone: +1 (901) 302-7130
Address: Add registered business address

Message frequency, rates and carriers

Message frequency varies based on your interaction with our services, such as consultation requests, claim activity and reminders. Message and data rates may apply for any messages sent to you from us and from you to us; please contact your wireless provider for more information about your text or data plan.

Our SMS services are supported by most major U.S. carriers, and carriers are not liable for delayed or undelivered messages. You must be at least 18 years of age to participate in our SMS program.

Fees

Where we act on a claim, we do so on a contingency basis in states where that is permitted. Our fee is an agreed percentage of the amount actually recovered, disclosed in writing before any work begins, and taken from the recovery rather than billed to you separately. If nothing is recovered, you owe us nothing. Some states limit or regulate what recovery firms may charge.

Cookies

Our website uses cookies to enable core functionality and improve your experience. By using the site, you agree to the use of cookies as described in our Privacy Policy.

Intellectual property and user content

Unless otherwise stated, Shlama Asset Recovery and/or its licensors own the intellectual property rights in all material on this website. You may view the content for your personal use only, and may not republish, sell, rent, sub-license, reproduce, duplicate or redistribute content from Shlama Asset Recovery without prior written consent.

If the site allows you to submit comments or other content, you are responsible for the material you post. Content posted by users does not necessarily reflect our views, and we reserve the right, but not the obligation, to monitor and remove content we consider inappropriate, offensive or in violation of these Terms.

Links and third-party sites

Our website may contain links to third-party websites for your convenience. We are not responsible for the content, policies or practices of third-party sites, and you access them at your own risk. We may allow certain organizations to link to our website as long as the link is not deceptive, does not imply false sponsorship or endorsement, and fits the context of the linking site.

Disclaimer and limitation of liability

The website and its information and services are provided on an “as is” and “as available” basis, without any warranties as to completeness, accuracy or continued availability. To the maximum extent permitted by applicable law, Shlama Asset Recovery disclaims all representations, warranties and conditions relating to this website and your use of it.

Nothing in these Terms will limit or exclude liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be limited or excluded under applicable law. Subject to that, we will not be liable for any loss or damage of any kind arising from the use of, or inability to use, this website or its services, especially while the website and information are provided free of charge.